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Gone are the days when mobile devices were just tools for communication. Today, the opportunities to earn money from your smartphone are endless, with money-making apps being one of the easiest and most flexible ways to boost your income.

The drive for additional income among people has increased the popularity of these apps, so their current state is strong and growing. As a result, you can find hundreds of apps offering a variety of ways to make extra money.

However, not all of them are worth your time and effort. The goal is to find legit apps that pay for completing tasks you genuinely enjoy, all without burdening your schedule.

But before we suggest the top money-making apps, let’s take a moment to clarify what these apps are and how they work.

What Are Money-Making Apps?

Money-making apps are mobile applications designed to help any aspiring moneymaker earn cash or rewards through various online tasks or activities. Users engage in activities like sharing their opinions with brands, playing games, or shopping online, and these apps pay them for their time and effort.

While most are free to download and use, other apps are paid or require paying to unlock premium features. Besides offering different types of tasks and earning potential, they also differ in features, payment methods, withdrawal thresholds, and much more.

With so many money-making apps out there, choosing one can be challenging. This is why we’ve researched the market and selected the best money-making apps that pay.

Although relatively new, is already gaining widespread attention due to its immense potential and ease of use. Let’s see why this survey and bandwidth-sharing app is at the top of our list of best apps that pay you real money.

Features is a legitimate money-making app that’s available everywhere. The app is truly global, giving everyone a chance to earn some extra money, no matter where they are.

Unlike many other survey apps, this one doesn’t use a complex point system. Instead, your earnings are automatically added to your balance once you complete a survey.

The surveys are short, and you can complete them in your own hours – whenever you have a few minutes. They also cover interesting topics like sports, cars, pets, and tech.

With, you can also sell your unused bandwidth by enabling the internet-sharing option. The app is 100% free and safe, with the reliable proxy provider IPRoyal standing behind it.

Let’s discuss the biggest strengths and weaknesses of


  • Short, high-paid surveys – surveys take only a few minutes to complete and pay up to $1 each, making it one of the highest-paying apps in the industry.
  • Multiple earning options – The app lets you earn more money by sharing your unused net traffic with others, referring your friends and family to, and participating in frequent giveaways and contests on social media.
  • Quick payouts – This app offers instant payouts, letting you enjoy your rewards without waiting.
  • No point system – If you use, you won’t have to convert points to find out your earnings.
  • Global – The app is available in every country in the world, giving everyone a chance to make decent money in their spare time.


  • Limited survey availability in some locations – survey availability may vary from one country to another, with some regions having fewer options.

Usability is easy to find on the Google Play Store and iOS App Store. It’s free to install and use on any Android, iOS, Windows, macOS, or Linux device.

Creating an account requires just a few minutes, and once you’re in, you can check for available surveys and take one right away.

The app has an intuitive and user-friendly interface, ensuring that even non-tech-savvy users can easily navigate it. It’s well-organized with clear buttons and icons and available in 8 languages.

Potential Earnings

With its short yet high-paid surveys, ranks among the leading money-making apps, presenting users with significant income potential.

The surveys take no longer than a few minutes to complete, yet they pay an average of $1 each. The more available surveys you fill out, the more money for you.

Turning on the internet sharing option will help you earn even more, especially if you install and use the app on numerous devices with different residential IP addresses.

Other ways to earn money online with are by referring people to the platform and participating in giveaways and contests on social media.

If you join its referral program, you can earn 10% of every payout your referrals make for life.

User Reviews and Ratings has received high ratings on popular review sites like Trustpilot and Google Play and iOS Store, with users mostly praising the instant payouts, the low withdrawal threshold, and the great earning potential.

  • Trustpilot rating – 4.5/5 with 300+ reviews
  • Google Play rating – 4.6/5 with 31K+ reviews
  • iOS rating – 4.6/5 with 500+ reviews

Sign-up Bonuses or Promotions gives you $1 on joining through someone’s referral link. It also gives $0.20 for completing a short qualification survey consisting of only a few demographic questions.

The app pays you an additional $1 bonus on your referral’s first payout and $1 more after referring 10 people on the platform.

Payment Methods and Withdrawal Thresholds has a low minimum payout of only $5, which shouldn’t take you too long to reach. Depending on your location, you can get paid to your PayPal account if you prefer real cash, gift cards, or Bitcoin.

Branded Surveys

Branded Surveys is a well-known name among survey takers, offering paid online surveys for over a decade.

It’s absolutely legitimate, partnering with Fortune 500 companies and market research firms to reward users for their opinions.


This app is available in the US, the UK, and Canada, so as long as you’re residing in any of these locations, you can use it to earn money online.

Instead of wasting time searching for surveys you’re qualified for, the app does the job for you by matching you with qualifying surveys.

However, you’ll have to convert points into cash to determine your earnings, as Branded Surveys’s reward system is structured around the accumulation of points.

The app offers short and long surveys, which can take up to 20 or 30 minutes to complete.


  • Variety of survey opportunities – Surveys cover numerous topics, allowing you to find the most relevant and engaging ones for you.
  • Survey Matching Engine – The app matches you with qualifying surveys based on your profile.
  • More ways to earn bonus points – Branded Surveys’ tiered bonus structure, daily polls, leaderboard, and survey streaks give you a chance to maximize your earnings.
  • Multiple redemption options – The app offers various reward options, including charity donations.


  • A point system – You earn rewards in the app through a point-based system, so you must convert them to cash to know how much you’ve earned.
  • Time-consuming – Some surveys can take up to 20–30 minutes to complete, without necessarily paying more than shorter ones.
  • Surveys can fill up quickly – Many users find it challenging to access specific surveys as they tend to fill up rapidly.
  • Not available everywhere – This app is only available in the UK, the US, and Canada, leaving users in other regions unable to earn rewards.


Besides a desktop version, you can also find Branded Surveys mobile app for Android and iOS devices, allowing you to take surveys on the go.

The app is easy to use, with a user-friendly dashboard that makes it easy for you to navigate and complete surveys.

You first need to take an intro survey so that Branded Surveys can pair you with qualifying surveys. This can take you around five minutes, but it does reward you with 50 points.

Potential Earnings

These surveys pay between 5 and 250 points, where 1 point equals $0.01. Some surveys can take longer to complete and pay just as much as shorter ones, so you may want to avoid them.

The app lets you increase your earnings by completing daily polls, usually paying 5 extra points. You can also participate in a competition among users and earn up to 1,000 bonus points if you make it to the top of the leaderboard.

In addition, you can complete streaks and get bonus points, depending on your Elite Branded status.

Finally, you can refer people to the platform and earn an additional 50 points for everyone who registers with your referral link and achieves Silver status.

User Reviews and Ratings

Branded Surveys enjoys a high rating on review sites and app stores, with many “excellent” reviews from users.

  • Trustpilot rating – 4.1/5 with 84K+ reviews
  • Google Play rating – 4.2/5 with 3K+ reviews
  • iOS rating – 4.5/5 with 2K+ reviews

Sign-up Bonuses or Promotions

If you sign up for this money-making app using a referral link and complete the intro survey, you’ll get a 100-point bonus, which is $1.

As soon as you complete the intro survey, you’ll get an extra 50 points. Applying valid promo codes can get you a few more points.

Referring others can also bring you more points, depending on your account tier.

Payment Methods and Withdrawal Thresholds

The app gives you several options to redeem your points as soon as you earn 500 points or $5.

You can receive gift cards for some of the most popular retailers, make a charitable donation, or get paid in cash via PayPal or Branded Pay – only available for US users looking to receive payments to their bank account.


If you’re looking for apps that pay you real money, Upside is definitely an option to consider. While the app focuses on gas purchases, it also offers cash back for purchases at many restaurants and retailers.


Upside is limited to the United States, so it doesn’t have a worldwide reach.

You can use it to save money on gas or purchases in selected convenience stores and restaurants throughout the country.

To receive cash back from a purchase, you first need to activate the offer by clicking “Claim.” Then, you have 4 hours to make your purchase and be eligible for a reward.

If you use the receipt scanning option, you have 24 hours to upload it.

The app boasts various redemption options and a relatively fast payment process.


  • Easy to use – Upside provides an easy way to get some of your money back when filling up your gas tank and purchasing groceries in certain restaurants and stores.
  • Pays real money – The app gives you an option to get paid in cash via PayPal or bank deposit.
  • High cash-back rates for grocery purchases – The app promises 13% to 35% cash-back rates when making purchases at grocery stores or restaurants.


  • Limited availability – Upside is only available in the US, offering cash back for purchases at select gas stations, convenience stores, and restaurants.
  • Rates may vary – The same chain may offer different rates in different locations, with some not even providing a cash-back option.
  • No receipt can mean no earnings – If you forget a receipt, or if important details are missing from your receipt, the app won’t give you a reward.


Upside is an iOS and Android app, free to download and use.

Creating an account is a no-brainer, and the intuitive interface makes it easy to use.

The app lets you scan receipts or link your purchases at supported gas stations and stores with your check-in.

Potential Earnings

Upside offers cash-back rates for gas purchases ranging between 1 cent and 25 cents per gallon. For the average car, this would mean $5 to $119 in annual savings.

For the average van or truck, it’s $7 to $165 per year.

The app’s cash-back rate for purchases in selected restaurants and grocery stores, excluding those made through delivery services, ranges between 13% and 35%, which is pretty decent.

You can also benefit from Upside’s referral program, where the referral bonus may vary.

The program gives you a bonus the first time your friend purchases gas and another bonus per each gallon purchased in the future.

You also get a bonus when their referrals fill their gas tanks.

Promo codes are available only for new users.

User Ratings and Reviews

This app has mixed reviews, with some users being satisfied with its ease of use and others disappointed at the earning potential and the necessary step where you must select “Paid” after making a purchase to get your reward.

  • Trustpilot rating – 1.5/5 with 303 reviews
  • Google Play rating – 4.6/5 with 300K+reviews
  • iOS rating – 4.8/5 with 456K+ reviews

Sign-up Bonuses or Promotions

If you use a referral link to sign up for Upside and promo codes, you can get 25 cents per gallon as a welcome bonus.

Payment Methods and Withdrawal Thresholds

Upside gives you multiple ways to receive your earnings.

However, the duration of the payment processing and whether you’re going to pay a fee depends on the chosen payment method and cash-out amount.

Available payment options are digital gift cards with a minimum payout of $10 for most of them, cash via bank transfer with a $1 fee if you want to cash out less than $10, and cash via PayPal with a $1 fee if you need to cash out less than $15.


Swagbucks is another popular app that lets you complete different tasks in exchange for rewards.

You can take paid surveys, shop online, play games, or just search the web and receive a small compensation for it.


The app provides earning opportunities only for people living in the UK, the US, France, Canada, New Zealand, Ireland, Australia, India, Portugal, Spain, or Germany.

Swagbucks uses its own currency called SB points to reward users for completing tasks, whether taking surveys, playing games, shopping online, watching videos, or installing free apps.

The SB points are redeemable for real cash or gift cards.

Besides offering a great variety of tasks, the app also provides many ways to earn bonus points.


  • A great variety of tasks – This app allows you to earn a little bit of extra cash in so many ways, ensuring everyone finds a task for their taste.
  • Multiple ways to earn bonus points – Swagbucks offers various methods to earn bonus SB points.
  • Low payout threshold – With one of the lowest withdrawal thresholds in the industry, Swagbucks ensures you can quickly enjoy your rewards.


  • Longer surveys don’t necessarily pay more The duration of a Swagbucks survey doesn’t always correlate with its payout, so taking a long survey isn’t always the better option.
  • A point system and unique currency – This requires understanding how SB points work, so you can convert them into money.
  • Not available everywhere – Right now, Swagbucks is available in only 11 locations, which is a bit limiting.


This free app is easy to join and requires creating an account and answering a set of demographic questions.

You can find it on the Apple App Store and Google Play Store and use it on any Android and iOS device. You can also use it on desktop devices.

Potential Earnings

Taking surveys is the highest-paying task on Swagbucks. They can last from 5 to 60 minutes, the most common ones taking 5 to 10 minutes to complete.

These usually pay 40 to 100 SB points, where 100 SB points equals $1.

Tasks like watching videos and using Swagbucks Search as your default browser can bring you only a few points or cents.

The app’s cash-back program gives an average of 3 points for every dollar you spend.

In-game purchases can help you earn additional points, but you’ll have to spend much more money than you could make.

Referring friends to Swagbucks can boost your earnings as well, letting you get a 10% lifetime commission on your friends’ points.

User Ratings and Reviews

Many Swagbucks users claim the app is one of the best money-making apps out there.

  • Trustpilot rating – 4.3/5 with 35K+ reviews
  • Google Play rating – 4.2/5 with 120K+ reviews
  • iOS rating – 4.4/5 with 100K+ reviews

Sign-up Bonuses or Promotions

This app has a generous sign-up bonus of $5. In addition, it offers another $10 bonus, but you need to spend at least $25 from one of the merchants.

If you’re a frequent user, you may see a Swag Code occasionally, which will bring you a few extra points.

Payment Methods and Withdrawal Thresholds

Swagbucks lets you cash out via PayPal as soon as you earn $3. Another way to redeem your points is via gift cards from popular brands.

You can also get paid in cryptocurrency.

Survey Junkie

Survey Junkie is a popular market research company offering multiple ways to earn passive income.

Taking surveys is the main way to win cash prizes with this app.


Survey Junkie can be used by residents of only four countries – the US, the UK, Australia, and Canada.

Aside from online surveys, the app offers a few more ways to earn money.

These include sharing your online behavior with brands, testing products, and participating in online focus groups, in-person focus groups, or phone surveys.

You can find short surveys taking several minutes to complete and long ones taking up to 20–30 minutes. The app is legitimate and free and pays in points.


  • Multiple ways to earn money – This app provides several different ways to earn points, so you can use it to the fullest.
  • Points for surveys you’re disqualified from – Sometimes you may be disqualified from a survey partway through, but the app will still give you a few points.
  • Good cash-out options – The app offers a range of cash-out choices, including bank transfer.


  • Only available in 4 locations The restricted availability of the app prohibits access to users in other regions.
  • Few surveys offered – Some users complain about the shortage of survey opportunities and frequent disqualifications.


Survey Junkie is available on desktop and mobile devices, supporting Windows, Mac, Android, and iPhone.

The app is free to install and use, taking only a few minutes to launch.

Besides completing your basic profile, you can create additional profiles for more survey opportunities.

Users find the dashboard’s simplicity and user-friendliness highly appealing.

Potential Earnings

The best way to earn cash with this app is by completing surveys. The surveys can take from several minutes up to 30 minutes to complete, paying 10 to 200 points each.

For example, you can find a 10-minute survey that gives 40 points or a 6-minute survey that pays 10 points, where 1 point equals $0.01.

Before you take a survey, you can see the time estimate for completing it and the number of points it will earn you.

On average, product testing on the app pays anywhere between $5 and $50, sharing your online behavior with brands pays a few extra points, and participating in phone surveys pays $5 to $100.

User Reviews and Ratings

Survey Junkie is a legitimate and trusted organization, which is evident from the high number of positive reviews.

  • Trustpilot rating – 4.2/5 with 44K+ reviews
  • Google Play rating – 4.4/5 with 87K+ reviews
  • iOS rating – 4.5/5 with 69K+ reviews

Sign-up Bonuses or Promotions

Just by joining Survey Junkie, you’ll get a 25-point bonus, which is 25 cents. You also get an additional 25 points for confirming your email.

Completing your profile will get you another 50 points.

You can get 40 points for completing some extra profile surveys, and 10 more for seeing a few tutorials.

Payment Methods and Withdrawal Thresholds

The payout threshold is $5, but for those who’ve joined the app before September 2019, it’s $10.

You can get paid via PayPal or gift cards, and if you’re a US user, you also have the option for bank transfer.


Rakuten is a well-known cash-back app and site that lets you earn a few dollars from your regular purchasing habits in exchange for your online shopping data.

With over 20 years on the market, it’s absolutely legitimate and trustworthy, so you know it’s one of the apps that pay.


This app is available in the US and several EU countries, including the UK, Spain, Ukraine, Germany, and France.

With over 3,500 partnered stores, including both popular and small online brands, it stands out from the competition.

Rakuten tracks nearly 100% of your transactions, with the option to see your online shopping history in the last three months.

The app runs special promotions occasionally, letting you earn from limited-time deals and offering extra cash back.


  • Higher-than-average cash-back rates – Users are pretty satisfied with Rakuten’s rates.
  • Over 3,500 supported stores – With such an extensive store selection, you can often get cash back when you shop online.
  • Great payout options – Unlike most cash-back apps, this one gives you multiple options to get paid, including real money prizes.


  • Quarterly payouts – Rakuten doesn’t offer on-demand payments. Instead, its payout schedule runs on a quarterly basis, so you may have to wait up to 120 days to get paid.
  • Limited in-store shopping stores – Rakuten has less than 100 in-store shopping partners, excluding most major retailers.
  • The app isn’t compatible with many merchant apps – In this case, you must use the desktop site, making the app pointless when using your mobile phone.


You can join Rakuten for free using only your email address or Facebook.

You type in the desired product in the search bar and look for the best deal.

When using the in-store feature for the first time, you’ll have to enter your credit or debit card. This is necessary for linking it to your account.

Potential Earnings

With Rakuten, you get up to 40% cash back at the supported stores.

You can increase your earnings by using limited-time bonuses, such as the 10% cash back on hotels or 20% at over 300 stores in 2022.

You can earn even more by referring Rakuten to friends and family. Anyone who registers and makes a purchase will bring you a $10 to $40 bonus.

User Ratings and Reviews

According to users, Rakuten is one of the best cash-back platforms, establishing it as one of the top money-making apps.

Here are the ratings for (USA):

  • Trustpilot rating – 4.5/5 with 26K+ reviews
  • Google Play rating – 3.8/5 with 70K+ reviews
  • iOS rating – 4.8/5 with 358K+ reviews

Sign-up Bonuses or Promotions

Rakuten offers a $10 bonus when signing up on the platform, which is pretty generous.

However, there’s one condition – you must spend at least $25 on qualifying stores within the first three months.

You can also get coupons by clicking URLs or buttons posted on websites or emails.

Payment Methods and Withdrawal Thresholds

This platform pays users quarterly, so you won’t find on-demand payments.

This means that even if you reach the withdrawal threshold of $5, you’ll have to wait up to three months to get paid.

Available payment methods include getting cash to your PayPal account, American Express reward points, or paper checks.


Mistplay is a great money-making app for mobile gamers, offering them a chance to earn free gift cards for playing online games on their phones.

The app is 100% legit and free, from downloading to redeeming, making it one of the best gaming apps that allow you to earn money.


Mistplay is available in 15 locations worldwide – the US, the UK, Canada, Spain, Germany, Sweden, Norway, France, Singapore, Finland, Korea, Denmark, New Zealand, Australia, and Italy.

The app pays you to play games, letting you choose from a range of region-specific games.

This means that the available games depend on the user’s location.

Mistplay pays in points called Units, which are subject to change every day.

To make things even more complicated, there are points called GXP, standing for Game Experience Points, and PXP for Player Experience Points, all affecting one another.


  • Getting paid for playing games – As unbelievable as it may sound, the app really pays you for playing certain online games because you’re acting as a game tester for its partners.
  • Low minimum withdrawal – The app lets you redeem your points as soon as you earn $5.
  • Available in 15 locations worldwide – Users from 15 countries can download and use the app for free and use it to play mobile games and earn rewards.


  • Complicated point system – This app has three types of points that are related to one another, making it challenging to see how much you’ve earned.
  • No iOS version – Mistplay is only available on Google Play Store, at least for now.
  • No real cash – You can’t get paid in cash.


Downloading the app and installing it on your Android phone is easy. Signing up requires your email address or Facebook.

Other information you need to provide is your gender and date of birth.

To let the app run as needed and earn points, you need to make a few changes in your settings.

These include allowing it to show on top of other running apps and disabling the power-saving mode on your mobile phone.

After that, you can start playing games and earning.

Potential Earnings

The app gives you a different number of Units depending on how long you play and what level you reach.

Overall, the longer you play and the higher your PXPs, the more points you’ll earn per minute.

To make things a bit clearer, 1,800 points equal $5, and 3,000 points equal $10 when redeemed for gift cards.

You can earn additional points when referring others to Mistplay.

User Ratings and Reviews

The app is well-regarded, with a reputation that falls in the middle range. Users love how easy it is to earn a reward, but others complain about the customer support.

  • Trustpilot rating – 3.6/5 with 800+ reviews
  • Google Play rating – 4/5 with 400K+ reviews

Sign-up Bonuses or Promotions

Mistplay doesn’t offer a sign-up bonus.

It only offers a 50-point bonus when someone uses your referral link to join the app, and another 100-point bonus when your friend redeems their first gift card.

Payment Methods and Withdrawal Thresholds

Mistplay allows you to redeem your points for gift cards from popular stores like Starbucks, Amazon, and Nintendo after making $5.

Unfortunately, you can’t get paid in cash via PayPal or similar platforms. Gift cards and in-app credits are the only way to redeem your Mistplay earnings.


With Fetch, you can earn free cash by scanning grocery receipts from everyday purchases. It’s one of the easiest ways to get some cash back for in-store purchases.

The consumer loyalty app, formerly known as Fetch Rewards, has over 18 million active monthly users, so you can rest assured it works.


This app is only available in the US, so if you’re outside this region, you should look for another money-making app.

The receipt-scanning app works at any grocery store in the US, from big box stores and gas stations to clothing retailers and hardware stores.

So, every time you make a purchase and scan your receipt, you get points.

The app also supports over 50 online retailers, allowing you to scan e-receipts from any of them.

When you collect enough points, you can exchange them for free gift cards.

Fetch Rewards, or simply Fetch, is legit and has a low withdrawal threshold, but reaching it can be challenging.


  • Easy to use – All you need to do is scan the receipt, which only takes a few seconds.
  • Nationwide coverage – You can use the app to scan receipts and earn points when making in-store purchases at almost every store in the US.
  • Supports over 50 e-stores – The app allows you to earn points even when making purchases in some e-stores.
  • Low payout threshold – Fetch allows you to redeem your points after earning only $3.
  • Consistent payouts – no matter how much money you spend, the app rewards you with the same number of points.


  • Low earning potential While scanning receipts on Fetch is easy, the earning potential is low, and points accumulate quite slowly.
  • Only available in the US – This consumer-loyalty app is not global, so you can only use it if you’re in the US.
  • No option for real cash prizes – Fetch doesn’t offer the option to get paid in cash.


This free app is easy to download and use on any Android and iPhone mobile phone.

You just download it and start taking pictures of your receipts.

The app tracks your spending and shows how much you’ve spent at a specific store in neat graphs and monthly breakdowns.

Potential Earnings

Fetch pays you in points, but the interesting part is its consistent payout amounts – you get 25 points for each receipt, no matter how much you’ve spent.

However, you can only scan up to 35 receipts per week, which is a bit limiting.

Also, 1,000 points equal $1, so it can take quite long to redeem your award. However, the app lets you earn bonus points for buying qualifying or limited-time items.

Joining the Fetch Club in the app will unlock exclusive content and offers from major brands to earn even more points.

Another way to boost your earnings is by referring the Fetch app to people to get anywhere between 2,000 and 4,000 points after someone uses your link to join it and scans the first receipt.

User Ratings and Reviews

Fetch enjoys a high reputation among users, praising the app for its simplicity.

  • Trustpilot rating – 4.7/5 with 1500+ reviews
  • Google Play rating – 4.6/5 with 935K+ reviews
  • iOS rating – 4.8/5 with 4.6 million reviews

Sign-up Bonuses or Promotions

This app gives you 2,000 bonus points on signing up, which equals $2.

This way, it helps you reach the withdrawal threshold more quickly, which otherwise would probably take you quite a while.

If you use someone’s referral link to join the app, you can increase the welcome bonus points to 3,000-4,000.

Payment Methods and Withdrawal Thresholds

Fetch’s payout threshold is $3, which is pretty low compared to other money-making apps.

You can redeem your points for all sorts of gift cards or donations to partner charities.

If you want to get paid in gift cards, you’d most likely have to earn 5,000 points or $5, as most gift cards start at this price.

Bingo Cash

Bingo Cash is one of the best apps for gamers, allowing them to win real cash prizes for playing online games.

It’s a legit app run by the reputable platform Skillz, so it’s definitely an option to consider when looking for apps that pay free money.


While the game is available only in the US, certain US countries don’t have access to the cash games, including Arizona, Iowa, Louisiana, South Carolina, and Washington.

There’s a free-to-play and pay-to-play model for those looking to earn cash rewards.

So, if you want to participate in cash tournaments, you must pay a $5 deposit. Games typically last around 2 minutes, and participants are matched based on skill level.


  • Fun and easy to use – The game app turns classic Bingo into a game for extra cash, with users describing it as fun, addictive, and easy.
  • Multiplayer cash tournaments – The game app offers real money tournaments regularly, ensuring great earning opportunities.
  • It will pay you real money – Bingo Cash lets you cash out your rewards using PayPal.


  • A $5 deposit to play in cash games – If you want to participate in these games, you have to pay $5.
  • Limited availability – The game app is not global, and certain US countries don’t have access to cash tournaments.


This game app is available for iOS and Android mobile devices and tablets. You can find it in the iOS and Play Store.

Downloading is free, but participating in cash tournaments requires paying a deposit.

The app has an intuitive interface and offers a tutorial that will help you play games and earn cash rewards.

Potential Earnings

All players see the same cards and balls, so to win a game, you need to be fast and focused. Whenever you get Bingo, the app gives you points.

The app offers plenty of games, rewarding users with cash prizes when reaching the top three.

So, if you’re a consistent Bingo Cash player, you could possibly earn decent money with the app. Just make sure you don’t pay more than you could win.

Inviting people to the platform can earn you up to $15. Collecting trophies is another way to boost your earnings. 

User Ratings and Reviews

Bingo Cash players love how entertaining and addictive the cash games are. Unfortunately, the game isn’t listed on Trustpilot and, therefore, doesn’t have a rating.

  • Google Play rating – 4.3/5 with 112 reviews
  • iOS rating – 4.7/5 with 106K reviews

Sign-up Bonuses or Promotions

This game app doesn’t offer a welcome bonus or promotions.

Payment Methods and Withdrawal Thresholds

You can withdraw your earnings through Apple Pay and PayPal. The game app doesn’t specify a minimum payout threshold.

Rakuten Insight

Rakuten Insight offers paid surveys you can take to earn money in your spare time. The app comes from the company behind the cash-back platform Rakuten, so it’s 100% legit.


Rakuten Insight is available in the US, the UK, France, and most of Asia.

The app offers paid online surveys for people in these regions, letting them earn some extra money by filling out surveys on various topics.

After completing each survey successfully, you’re given a different number of points, depending on the survey length and content.

Surveys can take anywhere between 3 and 20 minutes to complete. There’s also a possibility of being disqualified from a survey midway through, but you’ll still get a few points.

The redeemable options and survey invitations vary per region.


  • Various payment methods – This survey app offers different payment methods for different regions, including the option to earn extra cash via PayPal.
  • Mobile-friendly site – Rakuten Insight has a mobile-friendly site, so you can easily take surveys on your PC or laptop.
  • Low payout threshold – You can request a withdrawal only after making $5.


  • Limited survey opportunities – The number of available surveys on Rakuten Insight is lower than popular survey platforms.
  • Limited availability – The app is available in only 15 countries worldwide.


Downloading and using Rakuten Insight is completely free. You can find the app on the Play Store and, as of late, on the iOS App Store.

The site is mobile-friendly, allowing you to use it on your desktop device as easily and efficiently as on your mobile phone.

After completing the registration, you should also complete your profile, so you can receive survey invitations.

Potential Earnings

Rakuten Insight uses a point system, so whenever you complete a survey, you get points, depending on factors such as survey duration.

Most surveys on the app pay around 30 points after completing them, where 1 point equals $0.01.

While the app offers a referral program to boost your earnings, it’s confusing and not available for everyone.

User Ratings and Reviews

While Rakuten Insight doesn’t have impressive ratings and many reviews compared to other money-making apps on our list, it falls comfortably in the mid-range category.

  • Trustpilot rating – 2.9/5 with 9 reviews
  • Google Play rating – 3.7/5 with 262 reviews
  • iOS rating – 3.4/5 with 12 reviews

Sign-up Bonuses or Promotions

This survey app doesn’t offer a sign-up bonus.

Payment Methods and Withdrawal Thresholds

With a $5 cash-out threshold, Rakuten Insight allows you to redeem your points via Amazon gift cards or PayPal cash as soon as you earn 500 points.

The available payment methods depend on your country.


You have plenty of options to earn extra money online. For that reason, we’ve picked the best money-making apps that pay.

Take a look at our reviews and pick the one that suits you most. Good luck!

You may also look at these AI affiliate programs to make money.

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